Payment Methods Encyclopedia

Welcome to our Payment Methods Encyclopedia, your go-to resource for in-depth knowledge about the diverse array of payment methods available today.

Payment Methods

Dive into the fascinating world of payment methods with us!

Whether you're a merchant looking to expand your payment options, a consumer curious about the safest way to pay, or a student researching the evolution of payment systems, our encyclopedia covers it all. With detailed insights on the benefits, drawbacks, and best use-cases for each payment method, we aim to equip you with the knowledge to make informed decisions in this ever-evolving financial landscape. Dive into the fascinating world of payment methods with us, and discover the options that best fit your needs.

PIX
Online banking
PIX is a revolutionary instant payment method developed and supported by Brazil's Central Bank.
Visa
Credit/Debit card
Visa is a multinational financial services corporation founded in the United States.
Mastercard
Credit/Debit card
Mastercard is a global leader in payment and technology services.
Diners Club
Credit/Debit card
Diners Club International, often simply known as Diners Club, is a charge card company.
Paysera
Online banking
Paysera is an innovative fintech company that provides an array of online payment solutions.
Fortumo
Mobile money
Fortumo is a leading provider of carrier billing and mobile payment solutions.
Interac
Online banking
Interac Online is one of Canada's leading electronic payment services.
UnionPay
Credit/Debit card
UnionPay is a bank card association based in Shanghai, China.
PSE
Online banking
PSE is Colombia's primary online payment gateway, designed to facilitate electronic fund transfers.
Paytm
Digital wallet
Paytm (short for "Pay Through Mobile") began as a prepaid mobile and DTH recharge platform.
UPI
Online banking
UPI is a real-time payment system that facilitates inter-bank transactions.
Alipay
Digital wallet
Alipay is a digital payment platform that evolved into one of the world’s largest.
Pago Efectivo
Online banking
Pago Efectivo is a cash payment method tailored to the Latin American market.
Blik
Digital wallet
Blik is a mobile payment solution that originated in Poland.
Przelewy24
Online banking
P24 is a leading online payment method and payment gateway in Poland.
WeChat Pay
Digital wallet
WeChat Pay is a mobile payment and digital wallet service integrated into WeChat.
KaKaoPay
Digital wallet
KakaoPay is a mobile payment and digital wallet service hailing from South Korea.
MTN Money
Mobile money
MTN Money is a pioneering mobile payment and financial service.
RuPay
Digital wallet
RuPay is a domestic card payment by the National Payments Corporation of India.
Troy
Credit/Debit card
Troy is a national card payment scheme introduced by the Interbank Card Center.
Rapipago
Online banking
Rapipago is a leading cash payment network in Argentina.
Airtel Money
Mobile money
Airtel Money is an innovative mobile financial services platform.
Tigo Pesa
Mobile money
Tigo Pesa is a prominent mobile money service in Tanzania.
M-Pesa
Mobile money
M-Pesa is a groundbreaking mobile money service introduced by Safaricom.
SPEI
Online banking
SPEI is a Mexico's premier electronic funds transfer system.
Boleto
Online banking
Boleto iis a popular payment method in Brazil, especially for e-commerce transactions.
Jeton
Digital wallet
Jeton is a digital payment platform that offers users a secure and way to make online payments.
SEPA
Online banking
SEPA (Single Euro Payments Area) is a pan-European instant payment scheme.
Papara
Digital wallet
Papara is a digital payment platform and financial management solution in Turkiye.
QR Payment
QR Payment
QR Payment is a modern payment method that utilises codes.
IMPS
Online banking
IMPS enables users to make real-time interbank transfers.
MoMo Pay
Digital wallet
MoMoPay is a leading mobile payment platform in Vietnam.
ZaloPay
Online banking
ZaloPay is a comprehensive mobile payment in Vietnam.
Virtual Accounts
Online banking
Virtual accounts are digital bank accounts that are created for specific purposes.
Quick Transfer
Online banking
Quick Transfer is a providing a convenient way to move money quickly.
ViettelPay
Digital wallet
ViettelPay is a prominent mobile payment platform in Vietnam.
Vinaphone
Digital wallet
Vinaphone is a prominent mobile payment platform in Vietnam.
MobiFone
Online banking
MobiFone is a prominent mobile payment platform in Vietnam.
Vietnammobile
Online banking
Vietnamobile is a enabling seamless Mobile Payments and financial services.
QRIS
Online banking
ORIS is an innovative payment platform that simplifies financial transactions.
OVO
Online banking
OVO is a versatile digital payment platform originating from Indonesia.
GoPay
Digital wallet
GoPay is a leading mobile payment platform hailing from Indonesia.
DANA
Digital wallet
DANA is a prominent mobile payment platform originating from Indonesia.
TrueMoney
Digital wallet
TrueMoney stands as a versatile digital payment platform.
Thai QR
Online banking
Thai QR Code Payments is an innovative digital payment method.
DuitNow
Online banking
DuitNow, also known as Bank QR, is an innovative digital payment method.
FPX
Online banking
FPX, also known as Financial Process Exchange, is a digital payment method.
Eazy
Digital wallet
Eazy is a user-friendly mobile payment solution designed to streamline financial transactions.
Halo Pesa
Digital wallet
Halo Pesa is a pioneering mobile financial services platform.
Equitel
Online banking
Equitel is a transformative mobile banking platform that has reshaped financial transactions.
AirtelTigo
Mobile money
AirtelTigo Money is an innovative mobile money platform.
EcoCash
Mobile money
EcoCash is a transformative mobile money platform.
Vodafone Cash
Mobile money
Vodafone Cash is an innovative mobile money platform.
Orange Money
Mobile money
Vodafone Cash is an innovative mobile money platform.
Zamtel
Mobile money
Zamtel Kwacha is a revolutionary mobile money platform.
TED
Online banking
TED is an electronic payment method used in Brazil.
DOC
Online banking
DOC is a payment method for batched electronic fund transfers between bank accounts.
PicPay
Digital wallet
PicPay is an innovative mobile payment and digital wallet platform.
Verve
Online banking
Verve is a prominent payment solution in Nigeria.
NIP
Online banking
NIP is an electronic payment solution that enables seamless and secure fund transfers.
GCash
Digital wallet
GCash is a leading mobile wallet platform in the Philippines.
PayMaya
Digital wallet
PayMaya is a cutting-edge digital payment platform.
PromptPay QR
QR Payment
PromptPay QR is an innovative digital payment solution.
Touch ’n Go
Online banking
Touch 'n Go (TNG) is a groundbreaking contactless payment.
UZCARD
Credit/Debit card
UZCARD is a pioneering payment system in Uzbekistan.
HUMO
Credit/Debit card
HUMO is a prominent digital payment platform in Uzbekistan.
Apple Pay
Apple Pay: Discover payment solutions worldwide
Apple Pay is a mobile payment service. Discover payment solutions for emerging markets at spoynt.com
Bank Transfer
Bank Transfer: Discover payment solutions worldwide
Bank Transfer is a method of electronic funds transfer. Discover payment solutions for emerging markets at spoynt.com
CryptoGo
CryptoGo: Discover payment solutions in Hong Kong
Crypto ATM providing financial operations with crypto using cash. Discover payment solutions at spoynt.com
Econet Ecocash
Econet Ecocash: Discover payment solutions in Zimbabwe
EcoCash provides financial transactions in Zimbabwe. Discover payment solutions at spoynt.com
Elcard
Elcard: Discover payment solutions in Kyrgyzstan
Elсard is a national payment system in Kyrgyzstan. Discover payment solutions at spoynt.com
eManat
eManat: Discover payment solutions in Azerbaijan
eManat is a network of ATMs operaing in Azerbaijan. Discover payment solutions at spoynt.com
GO-PAY
GO-PAY: Discover payment solutions in Indonesia
GoPay is a digital payment platform operating in Indonesia. Discover other payment solutions at spoynt.com
GPay
GPay: Discover payment solutions worldwide
GPay is a mobile payments method developed by Google. Discover other payment solutions at spoynt.com
m10
m10: Discover payment solutions worldwide
m10 is a cross-border payment solution. Discover payment options worldwide at spoynt.com
P2P
P2P: Discover payment solutions worldwide
P2P is a digital transaction between two individuals. Discover other payment solutions at spoynt.com
MBWay
MBWay: Discover payment solutions in Portugal
MBWay is a mobile payment service in Portugal. Discover other payment solutions at spoynt.com
Mobile Money
Mobile Money: Discover payment solutions in Malaysia
Mobile Money is an e-money service conducting payments via moblie phone. Discover other payment solutions at spoynt.com
MobiFone Money
MobiFone Money: Discover payment solutions in Vietnam
MobiFone is the first mobile money service provider in Vietnam. Discover other payment solutions at spoynt.com
MoMoPay
MoMoPay: Discover payment solutions in Vietnam
MoMoPay is the most popular digital wallet in Vietnam. Discover other payment solutions at spoynt.com
Offline payment
Offline payment: Discover payment solutions worldwide
Offline payments are made in-person with no digital means. Discover other payment solutions at spoynt.com
PayBol
PayBol: Discover payment solutions in Turkiye
PayBol is a digital wallet developed in Turkiye. Discover other payment solutions at spoynt.com
Payfix
Payfix: Discover payment solutions worldwide
Payfix is a digital payment account popular in Turkiye. Discover other payment solutions at spoynt.com
PayID
PayID: Discover payment solutions in Australia
PayID is a payment solution from Australia. Discover other payment solutions at spoynt.com
PeP
PeP: Discover payment solutions in Poland
PeP is an online payment solution for e-commerce in Poland. Discover other payment options at spoynt.com
Zing
Zing: Discover payment solutions worldwide
Zing is a global payments app. Discover other payment solutions at spoynt.com
Dotpay
Dotpay: Discover payment solutions in Poland
Dotpay helps merchants better manage their payments while ensuring a smooth and secure experience for users. Discover other payment options at spoynt.com
tPay
Dotpay: Discover payment solutions in Poland
This focus on local preferences allows businesses to cater effectively to Polish consumers, offering them familiar and reliable payment options. With a deep understanding of the market, Tpay helps businesses optimize their payment processes, ensuring higher conversion rates and a smooth customer experience.
Paysafecard
Paysafecard: Discover payment solutions in Poland
Paysafecard, a leader in eCash payment solutions and part of the Paysafe Group, was founded in 2000 and operates across 60 countries globally.
eCard
eCard: Discover payment solutions in Poland
Handling over 500 million PLN in transactions annually and servicing more than 30,000 merchants, eCard has secured its position as a trusted provider in the Polish market.
Vipps
Vipps: Discover payment solutions in Norway
Vipps is Norway's leading mobile payment app, originally launched in 2015 by DNB. It allows users to make secure peer-to-peer transfers, pay for goods and services online, and settle group expenses with ease.
BankAxept
BankAxept: Discover payment solutions in Poland
BankAxept is Norway’s national debit card payment system, accounting for over 80% of card transactions in physical stores.
Klarna
Klarna: Discover payment solutions
Klarna is one of the leading Buy Now Pay Later (BNPL) services globally, operating in over 17 countries and serving over 450,000 merchants.
PayEx
PayEx: Discover payment solutions in Sweden
PayEx, a well-established payment gateway and merchant services provider in the Nordic region, offers a broad range of solutions, including invoicing, recurring payments, and in-store point-of-sale systems.
Bizum
Bizum: Discover payment solutions in Spain
Bizum is a mobile payment system created by a consortium of Spanish banks in 2016, offering instant transfers by linking users' bank accounts to their mobile numbers.
Redsys
Redsys: Discover payment solutions in Spain
Established in 2011, Redsys offers a comprehensive range of payment solutions for in-store and e-commerce transactions, supporting card payments, Bizum, and other local methods.
Pagantis
Pagantis: Discover payment solutions in Spain
Pagantis is a prominent BNPL service provider operating in Southern Europe, including Spain, Italy, France, and Portugal.
Lydia
Lydia: Discover payment solutions in France
Lydia started as a peer-to-peer (P2P) payments app in France and has since evolved into a comprehensive financial services platform.
Paylib
Paylib: Discover payment solutions in France
Paylib provides a secure and seamless way for users to make mobile payments, whether for online shopping, contactless in-store transactions, or peer-to-peer transfers.
Clearhaus
Clearhaus: Discover payment solutions in Denmark
Clearhaus is a Danish payment acquirer, that specializes in online and mobile payments for e-commerce businesses across Europe.

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