More payment methods

PSE

Colombia's Leading Online Payment Gateway

Established in 2001, PSE (Pagos Seguros en Línea) is Colombia’s primary online payment gateway, designed to facilitate electronic fund transfers between buyers and sellers directly from bank accounts. It allows Colombian consumers and businesses to make payments online securely, using their preferred local banks.

% of coverage
  • Country

    Colombia

  • Population

    Approximately 50.3 million (as of 2021)

  • Number of Internet users

    > 34 million

  • Popular payment methods

    Credit/Debit Cards, PSE, Cash Payments, Mobile Wallets

% of coverage
  • Credit/Debit Cards

    45%

  • E-Wallets

    15%

  • Cash Payments

    4%

  • Other

    1%

Payment Method Overview
  • Type:Online Bank Transfer
  • Currency:Colombian Peso (COP)
  • % of coverage:Approx. 70% of the online shopping population in Colombia
  • Transactions to date:>350 million (estimated)
  • Total merchants using PSE:>15,000 (estimated)
  • Refunds:Varies by bank and merchant agreement
  • Chargebacks: Yes, but depends on the bank and transaction type

About payment system

PSE stands as a cornerstone of Colombia’s e-commerce and online transaction landscape. Through its portal, users can access their banking platforms and complete online payments for a wide array of services and products. This provides a familiar and trustworthy mechanism for Colombians who might be wary of traditional online credit card transactions due to fraud concerns.

For consumers, PSE simplifies the online purchasing process. Upon selecting PSE as a payment method, users are redirected to their chosen bank’s secure platform, where they can authorize payments with the peace of mind of using their trusted banking interface. This direct bank transfer method alleviates the need to input sensitive credit card information online.

Merchants recognize the immense value of integrating PSE into their online payment methods. Not only does it provide an alternative for consumers without credit cards, but the immediate payment confirmations also reduce transaction uncertainties. The security features and real-time verification mechanisms make PSE a preferred choice for many Colombian online businesses.

In the rapidly evolving digital economy of Colombia, PSE plays a pivotal role by bridging traditional banking with the modern e-commerce world, offering both consumers and merchants a seamless, secure, and efficient payment solution.

Read all
Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

Payment methods that also might be interesting

Pep

PeP

PeP: Discover payment solutions in Poland

PeP is an online payment solution for e-commerce in Poland. Discover other payment options at spoynt.com

MoMo Pay

MoMo Pay

Digital wallet

MoMoPay is a leading mobile payment platform in Vietnam.

Logo (13)

Multibanco

Multibanco: Discover payment solutions in Portugal

Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.

Vodafone Cash

Vodafone Cash

Mobile money

Vodafone Cash is an innovative mobile money platform.

UPI India

UPI

Online banking

UPI is a real-time payment system that facilitates inter-bank transactions.

Orange Money

Orange Money

Mobile money

Vodafone Cash is an innovative mobile money platform.

Virtual Accounts

Virtual Accounts

Online banking

Virtual accounts are digital bank accounts that are created for specific purposes.

Tigo Pesa

Tigo Pesa

Mobile money

Tigo Pesa is a prominent mobile money service in Tanzania.

Logo (17)

Pagantis

Pagantis: Discover payment solutions in Spain

Pagantis is a prominent BNPL service provider operating in Southern Europe, including Spain, Italy, France, and Portugal.

Touch n Go logo png

Touch ’n Go

Online banking

Touch 'n Go (TNG) is a groundbreaking contactless payment.

Show all payment methods
Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.