More payment methods

PSE

Colombia's Leading Online Payment Gateway

Established in 2001, PSE (Pagos Seguros en Línea) is Colombia’s primary online payment gateway, designed to facilitate electronic fund transfers between buyers and sellers directly from bank accounts. It allows Colombian consumers and businesses to make payments online securely, using their preferred local banks.

% of coverage
  • Country

    Colombia

  • Population

    Approximately 50.3 million (as of 2021)

  • Number of Internet users

    Over 34 million

  • Popular payment methods

    Credit/Debit Cards, PSE, Cash Payments, Mobile Wallets

% of coverage
  • PSE

    35%

  • Credit/Debit Cards

    45%

  • Mobile Wallets

    15%

  • Cash Payments

    4%

  • Other

    1%

Payment Method Overview
  • Type:Online Bank Transfer
  • Currency:Colombian Peso (COP)
  • % of coverage:Approx. 70% of the online shopping population in Colombia
  • Transactions to date:>350 million (estimated)
  • Total merchants using PSE:>15,000 (estimated)
  • Refunds:Varies by bank and merchant agreement
  • Chargebacks: Yes, but depends on the bank and transaction type

About payment system

PSE stands as a cornerstone of Colombia’s e-commerce and online transaction landscape. Through its portal, users can access their banking platforms and complete online payments for a wide array of services and products. This provides a familiar and trustworthy mechanism for Colombians who might be wary of traditional online credit card transactions due to fraud concerns.

For consumers, PSE simplifies the online purchasing process. Upon selecting PSE as a payment method, users are redirected to their chosen bank’s secure platform, where they can authorize payments with the peace of mind of using their trusted banking interface. This direct bank transfer method alleviates the need to input sensitive credit card information online.

Merchants recognize the immense value of integrating PSE into their online payment methods. Not only does it provide an alternative for consumers without credit cards, but the immediate payment confirmations also reduce transaction uncertainties. The security features and real-time verification mechanisms make PSE a preferred choice for many Colombian online businesses.

In the rapidly evolving digital economy of Colombia, PSE plays a pivotal role by bridging traditional banking with the modern e-commerce world, offering both consumers and merchants a seamless, secure, and efficient payment solution.

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Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

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Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.