More payment methods


Transforming Digital Payments in India

Founded in 2010, Paytm (short for “Pay Through Mobile”) began as a prepaid mobile and DTH recharge platform. It quickly expanded its portfolio to offer a comprehensive digital wallet and later a payments bank, becoming India’s leading digital payments platform. Paytm allows users to make various transactions, from mobile recharges and bill payments to shopping and booking travel, all through its user-friendly mobile application and website.

% of coverage
  • Country


  • Population

    Approximately 1.38 billion (as of 2021)

  • Number of Internet users

    Over 700 million

  • Popular payment methodsn India

    UPI (Unified Payments Interface), Mobile Wallets (like Paytm), Debit/Credit Cards, Bank Transfers

% of coverage
  • Paytm


  • UPI


  • Debit/Credit Cards


  • Bank Transfers


  • Other


Payment Method Overview
  • Type:Digital Wallet & Payment Gateway
  • Currency:Indian Rupee (INR)
  • % of coverage: 50% of India's internet-using population
  • Transfers to date:>5 billion (estimated)
  • Total registered users:>300 million (estimated)
  • Refunds:Yes
  • Chargebacks:Yes, subject to conditions and vendor policies

About payment system

Paytm revolutionized the Indian payment landscape by making digital transactions accessible, even for non-tech-savvy individuals. Its QR-code-based payments became ubiquitous in the country, visible everywhere from large retail chains to local roadside vendors.

For consumers, Paytm offers a seamless transaction experience. With its digital wallet, users can store money and use it for a plethora of services – be it paying bills, booking tickets, or even investing in mutual funds and gold. Its integration with UPI further enhances the transactional ease, enabling direct bank-to-bank transfers.

Merchants, both large and small, benefit immensely from the Paytm ecosystem. With minimal setup, they can accept digital payments, reducing dependency on cash. Additionally, the Paytm for Business app offers a range of services like instant settlement and digital ledgers, simplifying money management.

Paytm’s commitment to financial inclusion can also be seen with its Payments Bank initiative, which aims to provide banking services to the unbanked and underbanked population of India.

The success of Paytm lies in its adaptability and continuous innovation. By addressing the diverse financial needs of a vast and varied population, Paytm has solidified its position as a front-runner in India’s digital payment space.

Read all
Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

Payment methods that also might be interesting



Online banking

ZaloPay is a comprehensive mobile payment in Vietnam.



Mobile money

Fortumo is a leading provider of carrier billing and mobile payment solutions.



Online banking

Paysera is an innovative fintech company that provides an array of online payment solutions.


Thai QR

Online banking

Thai QR Code Payments is an innovative digital payment method.



Online banking

OVO is a versatile digital payment platform originating from Indonesia.



Online banking

PIX is a revolutionary instant payment method developed and supported by Brazil's Central Bank.



Digital wallet

Blik is a mobile payment solution that originated in Poland.



Online banking

IMPS enables users to make real-time interbank transfers.



Online banking

TED is an electronic payment method used in Brazil.



Mobile money

M-Pesa is a groundbreaking mobile money service introduced by Safaricom.

Show all payment methods

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.