More payment methods

RuPay

Empowering Financial Inclusion and Digital Payments in India

RuPay is a domestic card payment network and digital payment ecosystem developed by the National Payments Corporation of India (NPCI). Launched with the aim of promoting financial inclusion and reducing dependence on international card networks, RuPay provides a range of payment solutions, including debit cards, credit cards, and mobile payments, designed to cater specifically to the Indian market.

% of coverage
  • Country

    India

  • Population

    1.43 billion (estimated)

  • Number of Internet users

    900 million (estimated)

  • Popular payment methods

    Credit Cards, Debit Cards, UPI, E-Wallets, Bank Transfers, Cash Payments

% of coverage
  • Credit Card

    10%

  • Debit Card

    35%

  • E-Wallets

    25%

  • Cash Payments

    15%

  • Bank Transfers

    12%

  • Other

    3%

Payment Method Overview
  • Type:Domestic Card Payment Network & Digital Payment Ecosystem
  • Currency:Indian Rupee (INR)
  • % of coverage:60% of India’s card market
  • Money transfers to date:1 trillion INR (estimated)
  • Total customers:600 million (estimated)
  • Refunds:Yes, subject to issuing bank's policies
  • Chargebacks:Yes

About payment system

RuPay stands as a symbol of India’s commitment to fostering financial inclusion and self-reliance in the digital age. Serving as a domestic alternative to international card networks, RuPay offers a diverse range of payment products that cater to various segments of the population.

RuPay debit and credit cards provide users with convenient access to financial services, allowing them to make transactions at ATMs, point-of-sale terminals, and online platforms. The cards are linked to various banks and can be utilized across a wide network of merchants and service providers.

In addition to card-based payments, RuPay has expanded its ecosystem to include digital payment solutions. Users can link their RuPay cards to mobile payment apps and digital wallets, enhancing their ability to make secure and convenient transactions through smartphones.

RuPay’s success is deeply intertwined with government initiatives aimed at driving digital payments, such as the “Digital India” campaign. Its focus on affordability, accessibility, and innovation aligns with India’s diverse consumer base and technological landscape. By supporting financial transactions in local currency and catering to the preferences of Indian consumers, RuPay is not only revolutionising payment methods but also contributing to the modernization of India’s financial sector.

Read all
Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

Payment methods that also might be interesting

ZaloPay

ZaloPay

Online banking

ZaloPay is a comprehensive mobile payment in Vietnam.

ViettelPay

ViettelPay

Digital wallet

ViettelPay is a prominent mobile payment platform in Vietnam.

IMPS

IMPS

Online banking

IMPS enables users to make real-time interbank transfers.

Touch n Go logo png

Touch ’n Go

Online banking

Touch 'n Go (TNG) is a groundbreaking contactless payment.

WeChat Pay China

WeChat Pay

Digital wallet

WeChat Pay is a mobile payment and digital wallet service integrated into WeChat.

Equitel

Equitel

Online banking

Equitel is a transformative mobile banking platform that has reshaped financial transactions.

UPI India

UPI

Online banking

UPI is a real-time payment system that facilitates inter-bank transactions.

Logo (11)

MobilePay

MobilePay: Discover payment solutions in Denmark

MobilePay, launched by Danske Bank in 2013, is one of Denmark's most popular mobile payment systems, used by more than 85% of the population.

Logo (10)

Clearhaus

Clearhaus: Discover payment solutions in Denmark

Clearhaus is a Danish payment acquirer, that specializes in online and mobile payments for e-commerce businesses across Europe.

P2P

P2P

P2P: Discover payment solutions worldwide

P2P is a digital transaction between two individuals. Discover other payment solutions at spoynt.com

Show all payment methods
Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.