More payment methods

Blik

Transforming Mobile Phones into Payment Tools in Poland

Blik is a mobile payment solution that originated in Poland, revolutionizing the way people make transactions by turning their smartphones into versatile payment tools. Developed collaboratively by several major banks in Poland, Blik offers a streamlined and secure method for conducting various financial activities, from making purchases to transferring funds, all through a single mobile app.

% of coverage
  • Country

    Poland

  • Population

    Approximately 38 million (as of 2023)

  • Smartphone Penetration

    Over 60% of the population

  • Popular payment methods in Poland

    Blik, credit/debit cards, traditional bank transfers

% of coverage
  • Blik

    40%

  • Credit/Debit Cards

    45%

  • Bank Transfers

    15%

Payment Method Overview
  • Type:Mobile Payment Solution & Banking App Integration
  • Currency:Polish Złoty (PLN)
  • % of coverage:Continuously growing, catering to tech-savvy and mobile-oriented users
  • Refunds:Subject to the policies of partnering merchants and banks
  • Chargebacks:Possible through collaborating banks, subject to terms and conditions

About payment system

Blik represents a remarkable leap in Poland’s financial landscape, bringing together the capabilities of various banks to provide a unified mobile payment platform. With the Blik app installed on their smartphones, users can link their bank accounts and access a range of services seamlessly.

At the core of Blik’s functionality is its unique payment code system. Users generate a one-time payment code within the app for each transaction, which can be used for online and in-store purchases. This approach adds an extra layer of security, as the codes are valid only for a limited time and can’t be used again, reducing the risk of unauthorized transactions.

Beyond payments, Blik enables users to transfer money to contacts in their phone book, pay bills, and even withdraw cash from ATMs, all without the need for a physical bank card. The app’s user-friendly interface and straightforward navigation make it accessible to individuals of all ages, contributing to its popularity.

Blik’s integration with the existing banking infrastructure in Poland sets it apart as a seamless extension of traditional banking services. It has also inspired merchants to incorporate Blik as a preferred payment method, further accelerating its adoption across the country.

As Poland continues to embrace digital transformation, Blik remains at the forefront, catering to the evolving needs of consumers who prefer the convenience and efficiency of mobile payments. Its success illustrates the potential of collaboration between financial institutions to create innovative solutions that cater to the digital age, shaping the way people manage their finances and engage in commerce.

Read all
Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

Payment methods that also might be interesting

ViettelPay

ViettelPay

Digital wallet

ViettelPay is a prominent mobile payment platform in Vietnam.

Paytm

Paytm

Digital wallet

Paytm (short for "Pay Through Mobile") began as a prepaid mobile and DTH recharge platform.

P2P

P2P

P2P: Discover payment solutions worldwide

P2P is a digital transaction between two individuals. Discover other payment solutions at spoynt.com

Halo Pesa

Halo Pesa

Digital wallet

Halo Pesa is a pioneering mobile financial services platform.

PayBol

PayBol

PayBol: Discover payment solutions in Turkiye

PayBol is a digital wallet developed in Turkiye. Discover other payment solutions at spoynt.com

Paysera

Paysera

Online banking

Paysera is an innovative fintech company that provides an array of online payment solutions.

Vietnammobile

Vietnammobile

Online banking

Vietnamobile is a enabling seamless Mobile Payments and financial services.

eManat png

eManat

eManat: Discover payment solutions in Azerbaijan

eManat is a network of ATMs operaing in Azerbaijan. Discover payment solutions at spoynt.com

MoMoPay vietnam

MoMoPay

MoMoPay: Discover payment solutions in Vietnam

MoMoPay is the most popular digital wallet in Vietnam. Discover other payment solutions at spoynt.com

ZaloPay

ZaloPay

Online banking

ZaloPay is a comprehensive mobile payment in Vietnam.

Show all payment methods
Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.