More payment methods

eManat

eManat is a network of self service ATM terminals operaing in Azerbaijan. Since 2012, eManat established over 3000 payment points all over the country. The company provides a convenient way to make payments, like utility bills, state, TV & internet fees, banking services, and e-wallets.

% of coverage
  • Country

    Azerbaijan

  • Population

    10.4 million

  • Number of Internet users

    9.2 million (estimated)

  • Popular payment methods

    Digital Wallets, Credit Cards, Debit Cards, Cash Payments, Bank Transfers

% of coverage
  • Credit Card

    15%

  • Debit Card

    30%

  • Digital Wallets

    25%

  • Cash Payments

    20%

  • Bank Transfers

    7%

  • Other

    3%

Payment Method Overview
  • Type: Digital Wallet, Payment Terminals
  • Currency: Azerbaijani Manat (AZN)
  • % of coverage: 50% of Azerbaijan’s payment market (estimated)
  • Money transfers to date: USD 1 billion annually (estimated)
  • Total customers:3 million users (estimated)
  • Refunds: Yes (limited)
  • Chargebacks: No

eManat

eManat is a leading payment service provider in Azerbaijan, offering fast, reliable, and secure financial transactions through a network of over 3,000 terminals. Designed with both private users and businesses in mind, eManat delivers immediate payment receipts, innovative solutions, and exceptional customer service to meet the evolving needs of its users.

For private users, eManat provides a range of features designed to make financial transactions simple and efficient. Payments are instantly processed and reflected in your account balance, ensuring no delays. With 24/7 operational terminals, even last-minute payments are quickly processed and updated. eManat constantly innovates to meet and exceed customer expectations, enhancing existing services. The extensive coverage of eManat terminals allows users to make payments instantly without additional time and money loss. The eManat terminals are designed with a simple and easy-to-use interface, ensuring a hassle-free payment experience. eManat supports over 1,000 services, including mobile, utility, bank, internet, TV, and government payments. With over 3,000 terminals, users can conveniently pay for various services at a nearby eManat payment terminal.

eManat offers numerous benefits that can significantly enhance business operations:

  • Efficient Payment Processing. Businesses receive immediate payment notifications, ensuring quick transaction updates and efficient financial management.
  • Customer Convenience. By providing multiple payment terminals across the country, eManat makes it easy for customers to make payments.
  • Reduced Operational Costs. The wide network of eManat terminals reduces the need for businesses to invest in their own payment infrastructure, saving time and money.
  • Enhanced Customer Service. eManat’s solution-oriented approach ensures that any business-related inquiries or issues are promptly addressed, fostering a positive customer experience.
  • Increased Revenue Opportunities. The ability to accept a wide range of payments from various services can attract more customers and boost sales.
  • Corporate Social Responsibility. By partnering with eManat, businesses contribute to the sustainable development of Azerbaijan and support youth initiatives, aligning with corporate social responsibility goals.

eManat is a leader in the application of FinTech technology in the region.

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Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.