More payment methods

OVO

Empowering Digital Payments and Beyond

OVO is a versatile digital payment platform originating from Indonesia. Founded by Lippo Group, OVO has rapidly become a leading mobile payment and digital financial services provider, offering users a convenient way to make payments, manage finances, and access a range of lifestyle services through their smartphones.

% of coverage
  • Country

    Indonesia

  • Population

    275 million (as of 2023)

  • Mobile Penetration

    High, reflecting widespread mobile phone usage

% of coverage
  • OVO

    66%

  • Debit/Credit Cards

    24%

  • Cash Transactions

    10%

Payment Method Overview
  • Type:Digital Payment & Financial Services Platform
  • Currency:Indonesian Rupiah (IDR)
  • % of coverage:Expanding due to OVO's growing ecosystem and user base
  • Refunds:Subject to the policies of partnering merchants and financial institutions
  • Chargebacks:Possible through collaborating financial institutions, subject to terms and conditions

About payment system

OVO stands as a comprehensive digital payment platform that offers users more than just payment capabilities. By linking their bank accounts or cards to the OVO app, users can seamlessly make payments, transfer funds, and enjoy a range of digital services that cater to their daily needs.

Beyond traditional payment and fund transfer functionalities, OVO users can pay utility bills, top up mobile credit, order food, book rides, and even invest in financial products. The platform’s integration of diverse services positions OVO as a lifestyle-enhancing solution that goes beyond finance.

OVO’s significance is rooted in its role as a transformative tool for Indonesia’s digital economy, providing financial access to diverse users, including those in remote areas. The platform bridges the gap between traditional payment methods and modern digital solutions, contributing to the country’s journey toward financial inclusion and digitization.

The platform’s commitment to security, user experience, and innovation is reflected in its secure authentication methods, encryption protocols, and user-friendly interface. As OVO continues to expand its offerings and user base, it plays a pivotal role in shaping Indonesia’s digital financial landscape, offering users greater convenience, financial control, and access to a variety of services.

Read all
Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

Payment methods that also might be interesting

apple pay png

Apple Pay

Apple Pay: Discover payment solutions worldwide

Apple Pay is a mobile payment service. Discover payment solutions for emerging markets at spoynt.com

Equitel

Equitel

Online banking

Equitel is a transformative mobile banking platform that has reshaped financial transactions.

Diners Club

Diners Club

Credit/Debit card

Diners Club International, often simply known as Diners Club, is a charge card company.

Visa

Visa

Credit/Debit card

Visa is a multinational financial services corporation founded in the United States.

Mobiphone Money

Mobiphone Money

Mobiphone Money: Discover payment solutions in Vietnam

Mobiphone is the first mobile money service provider in Vietnam. Discover other payment solutions at spoynt.com

PromtPay QR

PromptPay QR

QR Payment

PromptPay QR is an innovative digital payment solution.

Verve

Verve

Online banking

Verve is a prominent payment solution in Nigeria.

cryptogo png

CryptoGo

CryptoGo: Discover payment solutions in Hong Kong

Crypto ATM providing financial operations with crypto using cash. Discover payment solutions at spoynt.com

SPEI

SPEI

Online banking

SPEI is a Mexico's premier electronic funds transfer system.

Papara

Papara

Digital wallet

Papara is a digital payment platform and financial management solution in Turkiye.

Show all payment methods
Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.