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GoPay

Revolutionising Mobile Payments and Beyond

GoPay is a leading mobile payment platform hailing from Indonesia, developed by GOJEK, a prominent super app that offers a wide range of services. Designed to simplify digital transactions and enhance financial inclusion, GoPay enables users to make payments, transfer funds, and access a variety of essential services through their mobile devices.

% of coverage
  • Country

    Indonesia

  • Population

    277.5 million (estimated)

  • Number of Internet users

    221.5 million (estimated, early 2024)

  • Popular payment methods

    Digital wallets, Debit Cards, Credit Cards, Bank Transfers, Cash Payments

% of coverage
  • Credit Card

    5%

  • Debit Card

    30%

  • Digital Wallets

    35%

  • Cash Payments

    20%

  • Bank Transfers

    8%

  • Other

    2%

Payment Method Overview
  • Type:Mobile Payment Platform & Super App Solution
  • Currency:IDR (Indonesian Rupiah), supports multi-currency
  • % of coverage:85% in Indonesia (estimated)
  • Money transfers to date:1.1 billion (estimated)
  • Total customers: 60 million (estimated)
  • Refunds:Yes, limited
  • Chargebacks:No​

About payment system

GoPay transcends traditional mobile payment solutions by offering users more than just financial transactions. Integrated within the GOJEK app, GoPay serves as a versatile platform that allows users to make payments, transfer money, order rides, order food, and access various services using a single app.

Apart from enabling payments and fund transfers, GoPay users can pay for groceries, settle utility bills, top up mobile credit, and even invest in financial products. The platform’s extensive offerings make it an indispensable tool for managing both financial and non-financial activities.

GoPay’s significance is highlighted by its role in driving financial inclusion and transforming digital payments in Indonesia. By leveraging the reach of the GOJEK ecosystem, GoPay contributes to bridging the gap between cash transactions and digital solutions, making modern financial capabilities accessible to users across the nation.

The platform’s commitment to security, user experience, and innovation is evident in its secure authentication methods, encryption protocols, and user-friendly interface. As GoPay continues to expand its services and user base, it plays a central role in shaping Indonesia’s digital financial landscape, offering users unparalleled convenience, financial empowerment, and seamless access to a diverse array of services.

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Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

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Pricing

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