More payment methods

DOC

Enhancing Batched Electronic Fund Transfers

DOC, which stands for Documento de Ordem de Crédito, is a payment method used in Brazil for batched electronic fund transfers between bank accounts. It offers users a convenient way to transfer funds in bulk, particularly for scheduled or recurring payments.

% of coverage
  • Country

    Brazil

  • Population

    217 million (estimated)

  • Number of Internet users

    188 million (estimated)

  • Popular payment methods

    Pix (instant payments), Credit Cards, Debit Cards, Digital Wallets, Cash​

% of coverage
  • Credit Card

    35%

  • Debit Card

    25%

  • Instant Payments (Pix)

    29%

  • E-Wallets

    5%

  • Cash Payments

    5%

  • Bank Transfers

    1%

Payment Method Overview
  • Type:Electronic payment system
  • Currency:Brazilian Real (BRL)
  • % of coverage: > 90% of Brazilian financial institutions
  • Money transfers to date: 10 billion+ transfers (estimated)
  • Total customers: Around 50 million individuals and businesses
  • Refunds: Yes, with limits and conditions
  • Chargebacks:Yes, with limits and conditions.

About payment system

DOC is designed to streamline the process of batched fund transfers, making it suitable for recurring payments such as salaries, rent, and utility bills. Users can initiate DOC transfers through their banks’ online or mobile banking platforms. Unlike real-time transfers, DOC transfers are typically processed in batches and may take longer to reflect in the recipient’s account.

With DOC, users can schedule transfers for a specific date, and the funds are transferred in bulk along with other transactions processed in the same batch. This method is particularly useful for payments that do not require immediate availability of funds.

The significance of DOC lies in its role in simplifying bulk electronic fund transfers in Brazil. By offering a batched transfer solution, DOC supports scheduled payments and provides an efficient alternative to manual handling of multiple individual transactions.

DOC’s commitment to reliability and efficiency is evident in its secure authentication processes, encryption protocols, and user-friendly interface provided by banks. As DOC continues to be adopted by more banks and users, it contributes to reshaping Brazil’s payment landscape, offering individuals and businesses an organized and efficient way to manage recurring fund transfers.

Read all
Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

Payment methods that also might be interesting

SPEI

SPEI

Online banking

SPEI is a Mexico's premier electronic funds transfer system.

UPI India

UPI

Online banking

UPI is a real-time payment system that facilitates inter-bank transactions.

Payfix

Payfix

Payfix: Discover payment solutions worldwide

Payfix is a digital payment account popular in Turkiye. Discover other payment solutions at spoynt.com

ViettelPay

ViettelPay

Digital wallet

ViettelPay is a prominent mobile payment platform in Vietnam.

Elcard png

Elcard

Elcard: Discover payment solutions in Kyrgyzstan

Elсard is a national payment system in Kyrgyzstan. Discover payment solutions at spoynt.com

Logo

eCard

eCard: Discover payment solutions in Poland

Handling over 500 million PLN in transactions annually and servicing more than 30,000 merchants, eCard has secured its position as a trusted provider in the Polish market.

Logo (19)

Redsys

Redsys: Discover payment solutions in Spain

Established in 2011, Redsys offers a comprehensive range of payment solutions for in-store and e-commerce transactions, supporting card payments, Bizum, and other local methods.

Qris

QRIS

Online banking

ORIS is an innovative payment platform that simplifies financial transactions.

Eazy

Eazy

Digital wallet

Eazy is a user-friendly mobile payment solution designed to streamline financial transactions.

WeChat Pay China

WeChat Pay

Digital wallet

WeChat Pay is a mobile payment and digital wallet service integrated into WeChat.

Show all payment methods
Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.