More payment methods

Bizum

Bizum is a mobile payment system created by a consortium of Spanish banks in 2016, offering instant transfers by linking users’ bank accounts to their mobile numbers.

% of coverage
  • Country

    Spain

  • Population

    47 million

  • Number of Internet users

    45.6 million

  • Popular payment methods

    Digital wallets (PayPal, Apple Pay), Credit/Debit cards (Visa, Mastercard), Bank Transfers (Bizum, Trustly), Buy Now Pay Later (Klarna).

% of coverage
  • Credit Card

    25%

  • Debit Card

    35%

  • E-wallets

    15%

  • Cash Payments

    10%

  • Bank Transfers

    12%

  • Other

    3%

Payment Method Overview
  • TypeMobile Payment System
  • Currency:Euro (EUR)
  • % of coverage:> 50% of Spain’s population
  • Money transfers to date:> 1.47 billion
  • Total customers:25.3 million
  • Refunds:Yes
  • Chargebacks:Limited

Bizum

With over 25 million users and growing, it has gained significant traction, covering more than half of Spain’s population. Initially focused on peer-to-peer (P2P) payments, Bizum has expanded its services to support online shopping and in-store payments, enhancing convenience for consumers.

Bizum’s success is tied to its use of SEPA Instant Credit Transfers, ensuring payments are settled in seconds. It has also partnered with over 50 Spanish banks, further boosting its adoption. As it expands, Bizum is poised to become a standard payment option, with plans to integrate with European systems.

 

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