Lydia
Lydia started as a peer-to-peer (P2P) payments app in France and has since evolved into a comprehensive financial services platform.
-
Country
France
-
Population
68 million
-
Number of Internet users
63 million
-
Popular payment methods
Digital wallets (PayPal, Apple Pay), Credit/Debit cards (Visa, Mastercard), Bank Transfers (SEPA Direct Debit), Buy Now Pay Later (Klarna, PayLib.
-
Credit Card
35%
-
Debit Card
40%
-
E-wallets
10%
-
Cash Payments
8%
-
Bank Transfers
5%
-
Other
2%
- TypeMobile Payment System
- Currency:Multiple currencies
- % of coverage: 7 million users
- Money transfers to date: > 100 million transactions annually
- Total customers:25% of the mobile payments market of France
- Refunds:Yes
- Chargebacks:Limited
Lydia
With over 7 million users across six European countries, Lydia has expanded its offerings to include bank accounts, virtual cards, personal loans, stock trading, and even crypto investments. It is integrated with Apple Pay, Google Pay, and Samsung Pay, making it a versatile app for various financial services.
In 2020, Lydia raised €40 million in funding and has continued its aggressive growth, aiming to reach 10 million users by 2025. Lydia’s focus on innovation has positioned it as a major player in the European fintech space, with further plans to expand its services and user base.
Equitel
Online bankingEquitel is a transformative mobile banking platform that has reshaped financial transactions.
Vipps
Vipps: Discover payment solutions in NorwayVipps is Norway's leading mobile payment app, originally launched in 2015 by DNB. It allows users to make secure peer-to-peer transfers, pay for goods and services online, and settle group expenses with ease.
eManat
eManat: Discover payment solutions in AzerbaijaneManat is a network of ATMs operaing in Azerbaijan. Discover payment solutions at spoynt.com
Klarna
Klarna: Discover payment solutionsKlarna is one of the leading Buy Now Pay Later (BNPL) services globally, operating in over 17 countries and serving over 450,000 merchants.
Elcard
Elcard: Discover payment solutions in KyrgyzstanElсard is a national payment system in Kyrgyzstan. Discover payment solutions at spoynt.com
KaKaoPay
Digital walletKakaoPay is a mobile payment and digital wallet service hailing from South Korea.
Pricing request
Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.