More payment methods

Girocard

Girocard is the leading debit card payment system in Germany, with more than 100 million cards in circulation.  

% of coverage
  • Country

    Germany

  • Population

    83 million

  • Number of Internet users

    77,7 million

  • Popular payment methods

    Digital wallets (PayPal, Apple Pay, Google Pay), Credit/Debit cards (Girocard, Visa, Mastercard), Bank Transfers (SOFORT, Giropay), and Buy Now Pay Later (Klarna).

% of coverage
  • Credit Card

    15%

  • Debit Card

    40%

  • E-wallets

    20%

  • Cash Payments

    15%

  • Bank Transfers

    8%

  • Other

    2%

Payment Method Overview
  • TypeDebit Card Payment System
  • Currency:Euro (EUR)
  • % of coverage: > 68% of all card payments in Germany
  • Money transfers to date:> 6.7 billion transactions annually
  • Total customers:100 million
  • Refunds:Yes
  • Chargebacks:Yes

Girocard

Launched by the German Banking Industry Committee (GBIC), Girocard enables cashless payments and ATM withdrawals, accounting for over 68% of card payments in the country​.

One of Girocard’s advantages is its strong network of 1 million payment terminals and widespread use at POS locations, ensuring ease of access for both consumers and merchants. It is co-branded with Visa (V-Pay) or MasterCard (Maestro), allowing it to be used for international payments as well.

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Girocard is the leading debit card payment system in Germany, with more than 100 million cards in circulation.  

Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.