More payment methods

Girocard

Girocard is the leading debit card payment system in Germany, with more than 100 million cards in circulation.  

% of coverage
  • Country

    Germany

  • Population

    83 million

  • Number of Internet users

    77,7 million

  • Popular payment methods

    Digital wallets (PayPal, Apple Pay, Google Pay), Credit/Debit cards (Girocard, Visa, Mastercard), Bank Transfers (SOFORT, Giropay), and Buy Now Pay Later (Klarna).

% of coverage
  • Credit Card

    15%

  • Debit Card

    40%

  • E-wallets

    20%

  • Cash Payments

    15%

  • Bank Transfers

    8%

  • Other

    2%

Payment Method Overview
  • TypeDebit Card Payment System
  • Currency:Euro (EUR)
  • % of coverage: > 68% of all card payments in Germany
  • Money transfers to date:> 6.7 billion transactions annually
  • Total customers:100 million
  • Refunds:Yes
  • Chargebacks:Yes

Girocard

Launched by the German Banking Industry Committee (GBIC), Girocard enables cashless payments and ATM withdrawals, accounting for over 68% of card payments in the country​.

One of Girocard’s advantages is its strong network of 1 million payment terminals and widespread use at POS locations, ensuring ease of access for both consumers and merchants. It is co-branded with Visa (V-Pay) or MasterCard (Maestro), allowing it to be used for international payments as well.

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UnionPay

UnionPay

Credit/Debit card

UnionPay is a bank card association based in Shanghai, China.

FPX

FPX

Online banking

FPX, also known as Financial Process Exchange, is a digital payment method.

Visa

Visa

Credit/Debit card

Visa is a multinational financial services corporation founded in the United States.

mastercard

Mastercard

Credit/Debit card

Mastercard is a global leader in payment and technology services.

NIP (Nigeria Interbank Payment)

NIP

Online banking

NIP is an electronic payment solution that enables seamless and secure fund transfers.

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Dotpay

Dotpay: Discover payment solutions in Poland

Dotpay helps merchants better manage their payments while ensuring a smooth and secure experience for users​. Discover other payment options at spoynt.com

Jeton

Jeton

Digital wallet

Jeton is a digital payment platform that offers users a secure and way to make online payments.

m10 png

m10

m10: Discover payment solutions worldwide

m10 is a cross-border payment solution. Discover payment options worldwide at spoynt.com

Boleto

Boleto

Online banking

Boleto iis a popular payment method in Brazil, especially for e-commerce transactions.

Troy

Troy

Credit/Debit card

Troy is a national card payment scheme introduced by the Interbank Card Center.

Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.