More payment methods

Girocard

Girocard is the leading debit card payment system in Germany, with more than 100 million cards in circulation.  

% of coverage
  • Country

    Germany

  • Population

    83 million

  • Number of Internet users

    77,7 million

  • Popular payment methods

    Digital wallets (PayPal, Apple Pay, Google Pay), Credit/Debit cards (Girocard, Visa, Mastercard), Bank Transfers (SOFORT, Giropay), and Buy Now Pay Later (Klarna).

% of coverage
  • Credit Card

    15%

  • Debit Card

    40%

  • E-wallets

    20%

  • Cash Payments

    15%

  • Bank Transfers

    8%

  • Other

    2%

Payment Method Overview
  • TypeDebit Card Payment System
  • Currency:Euro (EUR)
  • % of coverage: > 68% of all card payments in Germany
  • Money transfers to date:> 6.7 billion transactions annually
  • Total customers:100 million
  • Refunds:Yes
  • Chargebacks:Yes

Girocard

Launched by the German Banking Industry Committee (GBIC), Girocard enables cashless payments and ATM withdrawals, accounting for over 68% of card payments in the country​.

One of Girocard’s advantages is its strong network of 1 million payment terminals and widespread use at POS locations, ensuring ease of access for both consumers and merchants. It is co-branded with Visa (V-Pay) or MasterCard (Maestro), allowing it to be used for international payments as well.

Read all

Logo (4)

PayEx

PayEx: Discover payment solutions in Sweden

PayEx, a well-established payment gateway and merchant services provider in the Nordic region, offers a broad range of solutions, including invoicing, recurring payments, and in-store point-of-sale systems.

MoMoPay vietnam

MoMoPay

MoMoPay: Discover payment solutions in Vietnam

MoMoPay is the most popular digital wallet in Vietnam. Discover other payment solutions at spoynt.com

UnionPay

UnionPay

Credit/Debit card

UnionPay is a bank card association based in Shanghai, China.

FPX

FPX

Online banking

FPX, also known as Financial Process Exchange, is a digital payment method.

Alipay

Alipay

Digital wallet

Alipay is a digital payment platform that evolved into one of the world’s largest.

Pago Efectivo

Pago Efectivo

Online banking

Pago Efectivo is a cash payment method tailored to the Latin American market.

Blik

Blik

Digital wallet

Blik is a mobile payment solution that originated in Poland.

UZCARD logo png

UZCARD

Credit/Debit card

UZCARD is a pioneering payment system in Uzbekistan.

Mobile Money Malaysia

Mobile Money

Mobile Money: Discover payment solutions in Malaysia

Mobile Money is an e-money service conducting payments via moblie phone. Discover other payment solutions at spoynt.com

GoPay

GoPay

Digital wallet

GoPay is a leading mobile payment platform hailing from Indonesia.

Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.