More payment methods

Offline payment

Offline payments are made in-person via cash, checks, bank transfers, postal orders, or any other offline means besides online payment methods such as credit cards, digital wallets, etc. In stores, for example, offline payments are conducted with the payment terminal or by cash. Offline payments are efficient in cases of a temporary connection loss: you can continue making point-of-sale payments without the internet.

Offline payment

These payments are made in person using various methods such as cash, checks, bank transfers, and postal orders. Unlike online payment methods like credit cards and digital wallets, offline payments rely on physical exchanges and traditional banking processes.

One of the primary advantages of offline payments is their reliability in situations where internet connectivity is lost. For instance, point-of-sale (POS) systems in stores can continue processing transactions without the need for an internet connection, ensuring business continuity.

For businesses and individuals without access to reliable internet or digital banking services, offline payments offer an accessible alternative. This inclusivity is essential in regions with limited digital infrastructure.

Practical applications include:

  • Retail Stores
  • Service Industries
  • Rural and Remote Areas

Offline payments are especially valuable in environments where internet connectivity is unstable or unavailable, ensuring that businesses can continue to operate effectively.

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Bizum

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Bizum is a mobile payment system created by a consortium of Spanish banks in 2016, offering instant transfers by linking users' bank accounts to their mobile numbers.

DOC

DOC

Online banking

DOC is a payment method for batched electronic fund transfers between bank accounts.

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Lydia

Lydia: Discover payment solutions in France

Lydia started as a peer-to-peer (P2P) payments app in France and has since evolved into a comprehensive financial services platform.

Virtual Accounts

Virtual Accounts

Online banking

Virtual accounts are digital bank accounts that are created for specific purposes.

mastercard

Mastercard

Credit/Debit card

Mastercard is a global leader in payment and technology services.

Mobile Money Malaysia

Mobile Money

Mobile Money: Discover payment solutions in Malaysia

Mobile Money is an e-money service conducting payments via moblie phone. Discover other payment solutions at spoynt.com

m10 png

m10

m10: Discover payment solutions worldwide

m10 is a cross-border payment solution. Discover payment options worldwide at spoynt.com

PSE

PSE

Online banking

PSE is Colombia's primary online payment gateway, designed to facilitate electronic fund transfers.

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Multibanco

Multibanco: Discover payment solutions in Portugal

Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.

KaKaoPay

KaKaoPay

Digital wallet

KakaoPay is a mobile payment and digital wallet service hailing from South Korea.

Pricing

Pricing request

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