Multibanco
Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.
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Country
Portugal
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Population
10.3 million
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Number of Internet users
9.2 million
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Popular payment methods
Multibanco, Visa, Mastercard, MB Way for e-wallets, and bank transfers
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Credit Card
35%
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Debit Card
40%
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E-wallets
10%
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Cash Payments
8%
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Bank Transfers
5%
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Other
2%
- TypeDebit Card and Bank Transfer System
- Currency:Euro (EUR)
- % of coverage:> 80% of the population in Portugal
- Money transfers to date: > 1.3 billion transactions annually
- Total customers:5.5 million
- Refunds:Yes
- Chargebacks:Yes
Multibanco
Established in 1985, it has evolved into a multi-functional network, supporting utility payments, mobile phone top-ups, and government services. With more than 80% of the population using it regularly and over 110,000 merchants accepting it, Multibanco is deeply integrated into daily life in Portugal.
One key advantage of Multibanco is its extensive reach—there are 14,000 ATMs nationwide—and its secure, user-friendly interface. Merchants benefit from low transaction fees, making it a cost-effective option for businesses. With 1.3 billion transactions processed annually, Multibanco remains a cornerstone of the Portuguese payment landscape.
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