More payment methods

Multibanco

Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.

% of coverage
  • Country

    Portugal

  • Population

    10.3 million

  • Number of Internet users

    9.2 million

  • Popular payment methods

    Multibanco, Visa, Mastercard, MB Way for e-wallets, and bank transfers

% of coverage
  • Credit Card

    35%

  • Debit Card

    40%

  • E-wallets

    10%

  • Cash Payments

    8%

  • Bank Transfers

    5%

  • Other

    2%

Payment Method Overview
  • TypeDebit Card and Bank Transfer System
  • Currency:Euro (EUR)
  • % of coverage:> 80% of the population in Portugal
  • Money transfers to date: > 1.3 billion transactions annually
  • Total customers:5.5 million
  • Refunds:Yes
  • Chargebacks:Yes

Multibanco

Established in 1985, it has evolved into a multi-functional network, supporting utility payments, mobile phone top-ups, and government services. With more than 80% of the population using it regularly and over 110,000 merchants accepting it, Multibanco is deeply integrated into daily life in Portugal​.

One key advantage of Multibanco is its extensive reach—there are 14,000 ATMs nationwide—and its secure, user-friendly interface. Merchants benefit from low transaction fees, making it a cost-effective option for businesses. With 1.3 billion transactions processed annually, Multibanco remains a cornerstone of the Portuguese payment landscape​.

Read all

Pago Efectivo

Pago Efectivo

Online banking

Pago Efectivo is a cash payment method tailored to the Latin American market.

Logo (11)

MobilePay

MobilePay: Discover payment solutions in Denmark

MobilePay, launched by Danske Bank in 2013, is one of Denmark's most popular mobile payment systems, used by more than 85% of the population.

Pep

PeP

PeP: Discover payment solutions in Poland

PeP is an online payment solution for e-commerce in Poland. Discover other payment options at spoynt.com

AirtelTigo

AirtelTigo

Mobile money

AirtelTigo Money is an innovative mobile money platform.

mastercard

Mastercard

Credit/Debit card

Mastercard is a global leader in payment and technology services.

Paytm

Paytm

Digital wallet

Paytm (short for "Pay Through Mobile") began as a prepaid mobile and DTH recharge platform.

Zamtel

Zamtel

Mobile money

Zamtel Kwacha is a revolutionary mobile money platform.

Mobile Money Malaysia

Mobile Money

Mobile Money: Discover payment solutions in Malaysia

Mobile Money is an e-money service conducting payments via moblie phone. Discover other payment solutions at spoynt.com

FPX

FPX

Online banking

FPX, also known as Financial Process Exchange, is a digital payment method.

Eazy

Eazy

Digital wallet

Eazy is a user-friendly mobile payment solution designed to streamline financial transactions.

Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.