More payment methods

Klarna

Klarna is one of the leading Buy Now Pay Later (BNPL) services globally, operating in over 17 countries and serving over 450,000 merchants.

% of coverage
  • Country

    Sweden

  • Population

    10.5 million

  • Number of Internet users

    9.8 million

  • Popular payment methods

    Credit cards, debit cards, e-wallets, mobile payments, bank transfers

% of coverage
  • Credit Card

    30%

  • Debit Card

    40%

  • E-wallets

    15%

  • Cash Payments

    5%

  • Bank Transfers

    8%

  • Other

    2%

Payment Method Overview
  • Type Buy Now Pay Later (BNPL)
  • Currency:Multiple currencies
  • % of coverage:~60-70% of e-commerce platforms in Europe (estimated)
  • Money transfers to date: >€80 billion
  • Total customers:>450,000 merchants worldwide
  • Refunds:Yes
  • Chargebacks:Yes

Klarna

Founded in Sweden in 2005, Klarna revolutionized e-commerce by allowing consumers to split payments into installments without incurring interest, offering a flexible way to manage online shopping expenses. Klarna’s services have become widely adopted, covering around 60-70% of European e-commerce platforms​.

Klarna has processed over €80 billion in global transactions and continues to expand its market share with a focus on consumer convenience. Beyond BNPL, Klarna offers a range of services, including pay-now and pay-later options, and has established itself as a key player in the shift towards alternative payment methods​.

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Pricing

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