More payment methods

Girocard

Girocard is the leading debit card payment system in Germany, with more than 100 million cards in circulation.  

% of coverage
  • Country

    Germany

  • Population

    83 million

  • Number of Internet users

    77,7 million

  • Popular payment methods

    Digital wallets (PayPal, Apple Pay, Google Pay), Credit/Debit cards (Girocard, Visa, Mastercard), Bank Transfers (SOFORT, Giropay), and Buy Now Pay Later (Klarna).

% of coverage
  • Credit Card

    15%

  • Debit Card

    40%

  • E-wallets

    20%

  • Cash Payments

    15%

  • Bank Transfers

    8%

  • Other

    2%

Payment Method Overview
  • TypeDebit Card Payment System
  • Currency:Euro (EUR)
  • % of coverage: > 68% of all card payments in Germany
  • Money transfers to date:> 6.7 billion transactions annually
  • Total customers:100 million
  • Refunds:Yes
  • Chargebacks:Yes

Girocard

Launched by the German Banking Industry Committee (GBIC), Girocard enables cashless payments and ATM withdrawals, accounting for over 68% of card payments in the country​.

One of Girocard’s advantages is its strong network of 1 million payment terminals and widespread use at POS locations, ensuring ease of access for both consumers and merchants. It is co-branded with Visa (V-Pay) or MasterCard (Maestro), allowing it to be used for international payments as well.

Read all

Paytm

Paytm

Digital wallet

Paytm (short for "Pay Through Mobile") began as a prepaid mobile and DTH recharge platform.

UnionPay

UnionPay

Credit/Debit card

UnionPay is a bank card association based in Shanghai, China.

Logo (19)

Redsys

Redsys: Discover payment solutions in Spain

Established in 2011, Redsys offers a comprehensive range of payment solutions for in-store and e-commerce transactions, supporting card payments, Bizum, and other local methods.

Papara

Papara

Digital wallet

Papara is a digital payment platform and financial management solution in Turkiye.

P2P

P2P

P2P: Discover payment solutions worldwide

P2P is a digital transaction between two individuals. Discover other payment solutions at spoynt.com

Logo (13)

Multibanco

Multibanco: Discover payment solutions in Portugal

Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.

bank transfer png

Bank Transfer

Bank Transfer: Discover payment solutions worldwide

Bank Transfer is a method of electronic funds transfer. Discover payment solutions for emerging markets at spoynt.com

Pep

PeP

PeP: Discover payment solutions in Poland

PeP is an online payment solution for e-commerce in Poland. Discover other payment options at spoynt.com

Logo (1)

Vipps

Vipps: Discover payment solutions in Norway

Vipps is Norway's leading mobile payment app, originally launched in 2015 by DNB. It allows users to make secure peer-to-peer transfers, pay for goods and services online, and settle group expenses with ease.

KaKaoPay

KaKaoPay

Digital wallet

KakaoPay is a mobile payment and digital wallet service hailing from South Korea.

Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.