Lydia
Lydia started as a peer-to-peer (P2P) payments app in France and has since evolved into a comprehensive financial services platform.
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Country
France
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Population
68 million
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Number of Internet users
63 million
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Popular payment methods
Digital wallets (PayPal, Apple Pay), Credit/Debit cards (Visa, Mastercard), Bank Transfers (SEPA Direct Debit), Buy Now Pay Later (Klarna, PayLib.
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Credit Card
35%
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Debit Card
40%
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E-wallets
10%
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Cash Payments
8%
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Bank Transfers
5%
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Other
2%
- TypeMobile Payment System
- Currency:Multiple currencies
- % of coverage: 7 million users
- Money transfers to date: > 100 million transactions annually
- Total customers:25% of the mobile payments market of France
- Refunds:Yes
- Chargebacks:Limited
Lydia
With over 7 million users across six European countries, Lydia has expanded its offerings to include bank accounts, virtual cards, personal loans, stock trading, and even crypto investments. It is integrated with Apple Pay, Google Pay, and Samsung Pay, making it a versatile app for various financial services.
In 2020, Lydia raised €40 million in funding and has continued its aggressive growth, aiming to reach 10 million users by 2025. Lydia’s focus on innovation has positioned it as a major player in the European fintech space, with further plans to expand its services and user base.
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