More payment methods

Elcard

Elсard is a payment card of the national payment system in the Kyrgyz Republic. Elсard is used for non-cash payments, wages, pensions, and benefits at ATMs in the territory of Kyrgyzstan.

% of coverage
  • Country

    Kyrgyzstan

  • Population

    6.78 million (estimated)

  • Number of Internet users

    5.41 million (estimated​)

  • Popular payment methods

    Cash, Debit Cards, E-Wallets, Credit Cards, Bank Transfers​

% of coverage
  • Credit Card

    10%

  • Debit Card

    25%

  • E-Wallets

    30%

  • Cash Payments

    30%

  • Bank Transfers

    4%

  • Other

    1%

Payment Method Overview
  • Type: National Payment System
  • Currency: Kyrgyzstani Som (KGS)
  • % of coverage: 40% of Kyrgyzstan's card transactions (estimated)
  • Money transfers to date: USD 2 billion annually (estimated)
  • Total customers: 1.5 million users (estimated)
  • Refunds: Yes (limited by transaction type)
  • Chargebacks: Yes

Elcard

Elcard is the national payment system of the Kyrgyz Republic, offering a comprehensive suite of payment solutions designed to cater to the needs of individuals and businesses alike. With a focus on security, convenience, and innovation, Elcard aims to provide seamless financial services to its users.

For private users, Elcard offers a variety of features and card types that cater to different needs:

  • Card Transfers: easily transfer funds between Elcard cards, providing quick and efficient money movement.
  • Bonuses and Discounts: enjoy exclusive bonuses and discounts when making purchases with Elcard.
  • Overdraft Capability: access to overdraft facilities, providing a financial cushion when needed.
  • Internet Payments: securely conduct online transactions, making online shopping and bill payments straightforward.
  • Custom Card Design: personalize your Elcard with a unique design to reflect your personal style.
  • 24/7 Customer Support: round-the-clock customer service ensures that assistance is always available.
  • Security Standards: Elcard adheres to all security standards, ensuring the safety of your financial information.

Types of Elcard Cards:

  • Contactless Cards for quick and secure transactions without the need to swipe or insert the card.
  • Social Benefits Cards designed for receiving social benefits conveniently.
  • Elcard Business tailored for business needs, offering specialized features for business transactions.
  • Pensioner Card made specifically to the needs of pensioners.
  • Elcard Credit Card provides credit facilities for flexible financial management.

Benefits for Businesses:

  • Increased Cashless Sales. Boost the volume of cashless transactions, reducing the need for cash handling.
  • 24/7 Payments. Accept payments for goods and services online around the clock using Elcard cards.
  • Modern Payment Solutions. Provide customers with a convenient and contemporary payment method.
  • Expanded Customer Base. Reach a wider audience by offering flexible payment options.
  • Optimized Sales Systems. Enhance and develop your supply and sales systems for greater efficiency.
  • Reporting Module. Generate necessary reports at any time, providing banks with valuable insights.
  • Card Suite Fraud Management. Monitors and logs fraudulent activities, ensuring enhanced security.
  • Collaboration with National Banks. Elcard works closely with national banks of the Kyrgyz Republic to provide integrated payment solutions, ensuring a seamless banking and payment experience for all users.
Read all

Paytm

Paytm

Digital wallet

Paytm (short for "Pay Through Mobile") began as a prepaid mobile and DTH recharge platform.

RuPay

RuPay

Digital wallet

RuPay is a domestic card payment by the National Payments Corporation of India.

Logo (13)

Multibanco

Multibanco: Discover payment solutions in Portugal

Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.

MTN Money

MTN Money

Mobile money

MTN Money is a pioneering mobile payment and financial service.

Qris

QRIS

Online banking

ORIS is an innovative payment platform that simplifies financial transactions.

PayMaya logo png

PayMaya

Digital wallet

PayMaya is a cutting-edge digital payment platform.

AirtelTigo

AirtelTigo

Mobile money

AirtelTigo Money is an innovative mobile money platform.

Дизайн без назви (2)

Paysafecard

Paysafecard: Discover payment solutions in Poland

Paysafecard, a leader in eCash payment solutions and part of the Paysafe Group, was founded in 2000 and operates across 60 countries globally.

GoPay

GoPay

Digital wallet

GoPay is a leading mobile payment platform hailing from Indonesia.

SEPA

SEPA

Online banking

SEPA (Single Euro Payments Area) is a pan-European instant payment scheme.

Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.