SEPA
Empowering Instant and Secure Payments in BrazilSEPA, short for Single Euro Payments Area Instant Credit Transfer, is a pan-European instant payment scheme that enables individuals and businesses to make real-time electronic payments across countries within the European Union and associated countries. SEPA aims to enhance the speed, accessibility, and efficiency of cross-border and domestic payments within the SEPA region.
![SEPA](https://spoynt.com/wp-content/uploads/2023/12/sepa.png)
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Region
European Union and associated countries
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Population
Varies by country
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Digital Payment Adoption
High, reflecting Europe's advanced financial infrastructure
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Domestic Credit Card
30%
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Traditional Bank Transfers
60%
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Other Digital Payment Methods
10%
- Type:Pan-European Real-Time Payment Scheme
- Currency:Euro (EUR) and other currencies supported by SEPA participants
- % of coverage:Expanding as more financial institutions join the SEPA Instant network
- Refunds:Subject to the policies of participating banks and financial institutions
- Chargebacks:Limited due to real-time nature, assessed on a case-by-case basis
Pricing request
Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.