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Multibanco

Multibanco is Portugal’s most comprehensive payment system, offering a wide range of services from ATM withdrawals to online payments.

% of coverage
  • Country

    Portugal

  • Population

    10.3 million

  • Number of Internet users

    9.2 million

  • Popular payment methods

    Multibanco, Visa, Mastercard, MB Way for e-wallets, and bank transfers

% of coverage
  • Credit Card

    35%

  • Debit Card

    40%

  • E-wallets

    10%

  • Cash Payments

    8%

  • Bank Transfers

    5%

  • Other

    2%

Payment Method Overview
  • TypeDebit Card and Bank Transfer System
  • Currency:Euro (EUR)
  • % of coverage:> 80% of the population in Portugal
  • Money transfers to date: > 1.3 billion transactions annually
  • Total customers:5.5 million
  • Refunds:Yes
  • Chargebacks:Yes

Multibanco

Established in 1985, it has evolved into a multi-functional network, supporting utility payments, mobile phone top-ups, and government services. With more than 80% of the population using it regularly and over 110,000 merchants accepting it, Multibanco is deeply integrated into daily life in Portugal​.

One key advantage of Multibanco is its extensive reach—there are 14,000 ATMs nationwide—and its secure, user-friendly interface. Merchants benefit from low transaction fees, making it a cost-effective option for businesses. With 1.3 billion transactions processed annually, Multibanco remains a cornerstone of the Portuguese payment landscape​.

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Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.