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OVO

Empowering Digital Payments and Beyond

OVO is a versatile digital payment platform originating from Indonesia. Founded by Lippo Group, OVO has rapidly become a leading mobile payment and digital financial services provider, offering users a convenient way to make payments, manage finances, and access a range of lifestyle services through their smartphones.

% of coverage
  • Country

    Indonesia

  • Population

    277.5 million (estimated)

  • Number of Internet users

    221.5 million (estimated, early 2024)

  • Popular payment methods

    Digital wallets, Debit Cards, Credit Cards, Bank Transfers, Cash Payments

% of coverage
  • Credit Card

    0%

  • Debit Card

    0%

  • Digital Wallets

    0%

  • Cash Payments

    0%

  • Bank Transfers

    0%

  • Other

    0%

Payment Method Overview
  • Type:Digital Payment & Financial Services Platform
  • Currency:Indonesian Rupiah (IDR)
  • % of coverage:70% in Indonesia (estimated)
  • Money transfers to date: 600 million (estimated)
  • Total customers: 30 million (estimated)
  • Refunds:Yes, limited
  • Chargebacks:No​

About payment system

OVO stands as a comprehensive digital payment platform that offers users more than just payment capabilities. By linking their bank accounts or cards to the OVO app, users can seamlessly make payments, transfer funds, and enjoy a range of digital services that cater to their daily needs.

Beyond traditional payment and fund transfer functionalities, OVO users can pay utility bills, top up mobile credit, order food, book rides, and even invest in financial products. The platform’s integration of diverse services positions OVO as a lifestyle-enhancing solution that goes beyond finance.

OVO’s significance is rooted in its role as a transformative tool for Indonesia’s digital economy, providing financial access to diverse users, including those in remote areas. The platform bridges the gap between traditional payment methods and modern digital solutions, contributing to the country’s journey toward financial inclusion and digitization.

The platform’s commitment to security, user experience, and innovation is reflected in its secure authentication methods, encryption protocols, and user-friendly interface. As OVO continues to expand its offerings and user base, it plays a pivotal role in shaping Indonesia’s digital financial landscape, offering users greater convenience, financial control, and access to a variety of services.

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Payment flow

The customer selects Visa as their payment option and enters their credit card details to complete the payment.

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    Pricing

    Pricing request

    Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.