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BankAxept

BankAxept is Norway’s national debit card payment system, accounting for over 80% of card transactions in physical stores.

% of coverage
  • Country

    Norway

  • Population

    5.4 million (estimated)

  • Number of Internet users

    5.2 million (estimated)​.

  • Popular payment methods

    Digital wallets, Credit/Debit Card, Visa, Mastercard, Klarna, PayPal​.

% of coverage
  • Credit Card

    30%

  • Debit Card

    45%

  • E-wallets

    15%

  • Cash Payments

    5%

  • Bank Transfers

    4%

  • Other

    1%

Payment Method Overview
  • Type Debit Card Payment System
  • Currency:Norwegian Krone (NOK)
  • % of coverage: > 80% of card transactions in physical stores in Norway (estimated)
  • Money transfers to date:8 out of 10 card transactions in physical stores in Norway
  • Total customers:>110,000 merchants in Norway (estimated)
  • Refunds:Yes
  • Chargebacks:Yes

BankAxept

Established in 1991, it has become a key player in the Norwegian payment ecosystem, offering real-time, secure debit card transactions through chip, tap-to-pay, and mobile solutions. BankAxept transactions are directly linked to users’ bank accounts, providing an immediate deduction and lower fees for merchants compared to international payment networks​.

In recent years, BankAxept has integrated with mobile payment solutions such as Apple Pay, expanding its reach and modernizing its capabilities to meet the demands of a cashless society. With over 110,000 merchants accepting BankAxept and billions of transactions processed annually, it plays a crucial role in Norway’s transition towards a cashless economy​.

 

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Pricing

Pricing request

Our fare pricing is designed to bring satisfaction to both sides of our partnership. The pricing structure is tailored to your specific business type and monthly turnover. Kindly send us a request, including details about your business, and our dedicated success manager will promptly get back to you with our best offer.