BankAxept
BankAxept is Norway’s national debit card payment system, accounting for over 80% of card transactions in physical stores.
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Country
Norway
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Population
5.4 million (estimated)
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Number of Internet users
5.2 million (estimated).
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Popular payment methods
Digital wallets, Credit/Debit Card, Visa, Mastercard, Klarna, PayPal.
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Credit Card
30%
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Debit Card
45%
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E-wallets
15%
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Cash Payments
5%
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Bank Transfers
4%
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Other
1%
- Type Debit Card Payment System
- Currency:Norwegian Krone (NOK)
- % of coverage: > 80% of card transactions in physical stores in Norway (estimated)
- Money transfers to date:8 out of 10 card transactions in physical stores in Norway
- Total customers:>110,000 merchants in Norway (estimated)
- Refunds:Yes
- Chargebacks:Yes
BankAxept
Established in 1991, it has become a key player in the Norwegian payment ecosystem, offering real-time, secure debit card transactions through chip, tap-to-pay, and mobile solutions. BankAxept transactions are directly linked to users’ bank accounts, providing an immediate deduction and lower fees for merchants compared to international payment networks.
In recent years, BankAxept has integrated with mobile payment solutions such as Apple Pay, expanding its reach and modernizing its capabilities to meet the demands of a cashless society. With over 110,000 merchants accepting BankAxept and billions of transactions processed annually, it plays a crucial role in Norway’s transition towards a cashless economy.
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